Consumer financeSourced

Case Study: How Home Credit consolidated finances across 9 countries with Keboola

Home Credit Case StudySourced & dated by Case Study Desk

Key facts · TL;DR

Company

Home Credit

Industry

Consumer finance

Challenge

Fragmented data across 9 countries slowed manual, Excel- and silo-based finance reporting.

Headline result

Home Credit cut FP&A reporting time by 70% and automated 25% of group-level reporting after replacing manual, silo-based reporting with Keboola

Key results

70%

Less time spent on FP&A reporting

25%

Of group-level reporting automated from day one

Countries consolidated on one finance platform

Weeks to minutes

Reporting run time

reports that took weeks now run in minutes

The challenge

Home Credit operates consumer-finance businesses across nine countries, serving 25 million customers and processing 73 million credit requests. Finance data was fragmented across countries and systems, and group-level reporting relied on manual, Excel- and silo-based processes that made consolidation slow and inconsistent.

The solution

Home Credit replaced its manual reporting with a unified, automated data platform built on Keboola, consolidating finance data from all nine countries into a single governed source. The platform automated group-level reporting and gave the finance team daily, real-time access to data rather than waiting for the monthly close.

“Other tools required us to have data ready in a defined format. Keboola didn't and delivered.”
RP
Radek Pluhar
Group CEO, Home Credit International

The results, in context

Home Credit reported a 70% reduction in FP&A reporting time and automated 25% of group-level reporting from day one, with reports that previously took weeks now running in minutes. Real-time data access across all nine countries replaced the monthly close wait, giving the finance team daily insight.

Products used

Keboola Keboola